Gathering around the shared kitchen and living room, a group of Frederick High School students learned the full home-buying process, from selling to working with real estate agents to buying.

The one-story house on Michaels Mills Road in Buckeystown just came off the market, Allie Vasquez, Charis Realty Group agent, told the 18 students who are part of the Linking Youth to New Experiences (LYNX) program at Frederick High.

The students learned about what to look for in buying a home, how to finance the purchase and how to prepare to sell a home.

Marlon Moran, LYNX teacher advocate, said the students are part of a money and finance class. They prepared for the day by picking a possible future career, creating a budget and researching how buying a home would fit into that budget.

“The goal is for them to have a better idea when they leave high school — if they go to California or Colorado — they have an idea about costs,” Moran said.

Aidan Carney said the work of analyzing local homes to buy was interesting, but being able to walk through one that had recently been listed made it real.

“Being able to come and look at one in person is way different,” the 11th-grader said.

Budgeting is a central part of the home-buying process, Vasquez said. She told the students what banks look for in approving a loan and the resources available for first-time homebuyers. The costs associated with the purchase can be condensed by initialism to “PITI,” meaning principal, interest, taxes and insurance, Vasquez said.

Outside, students walked around the property, learning about the private well and septic systems, as well as to ask the seller when the last time the roof was replaced when buying the home.

Allison Bodine, Charis Realty Group agent, said the group’s social media presence on Facebook and Instagram has helped differentiate it from other realty organizations.

The students were invited to walk through the home and point out the changes they would make or the issues that would make the home difficult to sell.

Follow Wyatt Massey on Twitter: @News4Mass.

(1) comment


business math should be a required course as well as teaching kids how to budget before they leave either middle school or high school

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